REAL Talk with ROBERT ALDANA

2 more AWESOME MOD APPROVALS

2 New MOD Approvals:

1. Chavez Family - Savings of over $1,800 per month and 20% reduction in principle reduction.
   
2. Avala Family - Savings of almost $2,000 per month and 20% principle reduction.

The best part is when the families come in jumping up and down and crying because they get to keep their home at an affordable payment. Now over $1,400,000 in payment savings alone for our clients - Now THAT'S what I'm talking about!!!!

OK, time for accountability on EVERYONE'S part

OK, it is time for EVERYONE to be accountable. This includes consumers. Here is one for the ages.

A few months ago a client came to us for a loan modification. After a couple of months or so we negotiated a good loan modification and like all loan mods, the lender was to send the documents straight to the client for signatures. Well, once the mod was approved, we called the client to let them know that the documentation was on its way in the mail but for some reason, the client would not return our call.

Perfect Example of how much of a mess lenders are....

Here is a perfect example of how much of a mess that lenders are:

About 30 days ago we started doing a loan modification for one of our clients who had a loan with Washington Mutual, WAMU. After about 2 weeks into the process, they received a letter from WAMU acknowledging that HRCS (my company) had contacted them and was attempting to negotiate a loan modification and just wanted to make sure that the client knew about it.

Is it a good time to buy? How can I know if the market has hit rock bottom?

The question everyone is asking, when will prices hit rock bottom? Read my report on "The State of Real Estate" to find out by clicking here....

Who's Scamming Who?!

In this market there are a lot of desperate people seeking help and just as much scammers coming out of the woods looking for someone to take advantage of. I thought I had seen it all, but unfortunately everyday I see and hear about something lower than the latest scam as if there was a contest to see who can scam who the fastest and easiest?

The latest scam involves the actual lenders themselves who contact borrowers....

A pic for today

Spent the day at home with this....